1. Once an order is received the timeline to closing begins. Timing is very important, to put in place the many details and documentation required for closing. When we receive the title order or sales contract, the process begins.
   
2. The next step is to conduct a detailed search of county, state and federal records. We then review the search results and prepare a title commitment.
   
3. While the title work is being done, our staff is busy actively coordinating the process and obtaining all necessary information and documentation from the buyer, the seller, the real estate agents and any other professionals involved in the transaction.
   
4. During this time period, we are also obtaining information which is needed for the closing from other sources. For instance, we order mortgage payoffs, obtain information on the current status of all Homeowner Association fees, current tax status, status and amounts of any assessments, etc.
   
5. We also obtain additional services as needed or requested. For example, we may order a survey of the property, order inspections or order an appraisal.
   
6. We work closely with the lender and the realtors, as well as the buyer and seller, to make certain that everyone has all of the information they need in a timely manner. We coordinate the activities of each party involved in the transaction to make sure that everything comes together seamlessly and that nothing falls through the cracks. Our primary objective is to create a smooth, stress-free and timely closing of the transaction.
   
7. As soon as we are provided all necessary numbers and information from the bank and other involved parties, we prepare a Settlement Statement showing all costs, charges and credits and provide a copy of it to all of the parties as early as possible prior to the closing.
   
8. Prior to closing, we check for any updated information that may be required, and update the title work. At this point a final review is made by one of our settlement agents and upon their satisfaction that the paperwork is in order, the date and time of closing is confirmed with all the parties involved.
   
9. At the closing, we explain all of the documents, including all items on the Settlement Statement. We also answer any questions and obtain any additional information requested by any of the parties. A smooth closing is the culmination of all of the time and effort of our staff behind the scenes.
   
10. Immediately after the closing, we record all necessary documents in the county clerk's office. When the documents are returned to us, we issue the owner's policy and send it, and the original deed, to the owner. At the same time, we send the lender's policy and the original mortgage to the lender.